The Tampa Bay Trust Company

Investment Services

Our investment foundation is built on managing your portfolio structured to your individual needs and expectations for total return. Our focus is on your absolute return rather than arbitrary relative performance measurements.

We believe that capital preservation and appreciation begins with proper asset allocation and a thorough understanding of your investment goals. Disciplined risk management along with prudent return parameters are ingrained in everything we do.
Our belief is that consistent and superior returns are based largely on rational expectations for growth and the avoidance of significant risk. Absolute returns, rather than relative returns, should be the focus of a long-term investment strategy. Therefore, we do not invest to beat an index, seek-short term trading opportunities, or rely on market momentum. Instead, we seek to exceed your expectations by investing in proven companies that can grow at a rate consistent with your portfolio requirements.
Our equity investment research focuses on "best" companies that can sustain their history of above-average earnings growth. The majority of our research involves identifying and analyzing companies that hold a competitive advantage in stable and growing industries. We continue to monitor macroeconomic conditions that affect inflation, interest rates, and corporate profits. However, we select equities based primarily on their merits as individual companies and their ability to maintain and increase their earnings growth. After identifying a company for your portfolio, rigorous valuation analysis and discipline is applied to determine an acceptable purchase price based upon your return expectations. Price targets are defined and patience is practiced until such opportunities present themselves.
Our equity sell discipline involves monitoring and reviewing any holding that drops 15% from the purchase price or a recent high. We will sell if we believe that the fundamentals or the basis for owning has changed. Usually, positions are trimmed when they exceed 10% of the portfolio. If our overall asset allocation changes, we will trim or eliminate positions to reduce risk.
Our fixed-income research is focused on finding the best taxable or tax-advantaged securities to deliver the steady stream of income many of our clients are looking for. The proper mix between equities, fixed-income securities, and cash alternative can also moderate the shorter-term volatility of an equities-only portfolio.